Checklist • Approvals
Equipment financing approval checklist
Most delays in equipment financing aren’t about the idea of the deal—they’re about missing details. Here’s what to gather up front so your request can move fast.
1) Equipment details
- Make, model, year, and (if available) serial/VIN.
- Photos and condition notes (especially for used equipment).
- Attachments or add‑ons (buckets, forks, specialty tools, etc.).
2) Seller & transaction details
- Dealer invoice or private sale bill of sale.
- Seller contact info.
- Purchase price, taxes, delivery, warranty, and install (if applicable).
3) Business basics
- Legal business name and operating location(s).
- Time in business and ownership structure.
- High‑level cash‑flow context (especially if seasonal).
4) Timeline and “why now”
- When you need to take delivery.
- Whether the equipment replaces an asset or adds capacity.
- If it’s an auction purchase, the bidding date and payment deadline.
Pro tip: If you’re buying privately or at auction, documentation matters more. Connecting early can prevent last‑minute scrambling.
Ready to start?
Send the basics. We’ll tell you what’s needed next and keep the process moving.