A defined customer handoff
Know what information to send and who will coordinate the financing conversation.
For equipment dealers & vendors
Vendor financing support that keeps the sale moving
Merrit Capital helps Canadian equipment vendors introduce a financing path early, organize the customer transaction and coordinate documents through funding—without making approval promises the facts cannot support.
Commercial equipmentNew & used inventoryCanada-wide customers
Why vendors use a financing partner
Answer the payment question before it stalls the purchase
A clear financing route gives the customer a next step while the vendor stays focused on equipment, specification and delivery.
Equipment-aware review
Used units, upfits, deposits, trade-ins and staged builds receive the context they require.
Documentation coordination
Approved transactions still need invoices, ownership, insurance and delivery conditions aligned.
Vendor referral process
Four steps from quote to funded sale
01 / QUOTE
Send the transaction
Customer, equipment, price, deposit and expected delivery date.
02 / CUSTOMER
Financing intake
Merrit Capital collects the business and credit information directly.
03 / DECISION
Conditions explained
The customer receives the lender decision and requirements without a vendor promise.
04 / FUNDING
Final documents
Invoice, ownership, signatures, insurance and delivery conditions are coordinated.
A useful vendor quote
Include the details that define the asset
- Seller legal name and contact information
- Customer legal business name and contact
- Make, model, year and serial number
- New or used condition, hours or kilometres
- Itemized price, taxes, attachments and upfits
- Deposit, trade-in and delivery schedule
What vendors should not promise
Do not promise a rate, approval, down-payment amount, funding date or payment before the lender reviews the customer and transaction. Merrit Capital will communicate what has actually been approved and what conditions remain.
Protect customer information. Send sensitive information only through the process Merrit Capital identifies for the transaction.
Vendor program FAQ
Questions from equipment sellers
What equipment vendors can work with Merrit Capital?
Canadian dealers and vendors selling eligible commercial equipment may discuss customer-financing support with Merrit Capital.
Does a vendor referral guarantee customer approval?
No. Every customer and transaction is subject to lender credit approval, asset acceptance and documentation.
What should a vendor provide?
A complete quote with legal seller name, equipment specifications, price, taxes, deposit, delivery date and customer contact information is a strong start.
Can Merrit Capital support used or trade-in equipment?
Used dealer inventory and transactions involving trade-ins may be considered when condition, value, ownership and payout details are clear.
Can private sellers use the vendor program?
Private-sale financing is handled through a separate verification process. It is not the same as an ongoing dealer or vendor relationship.
How does a vendor get started?
Use the Connect link or call Merrit Capital to discuss the equipment sold, customer profile and typical transaction process.
Want to offer customers a clear financing path?
Tell Merrit Capital what you are buying, the approximate amount, the seller and the timing. We will explain the next information needed—without promising an outcome before the transaction is reviewed.