Equipment financing knowledge
Practical resources before you commit
Clear, answer-first guides for comparing structures, evaluating used equipment and preparing a complete commercial request.
Resource library
Information you can use in the transaction
No ranking tricks or filler—just direct explanations of the questions equipment buyers and business owners actually face.
Lease vs. finance
Compare equipment leasing and financing for Canadian businesses, including ownership, cash flow, end-of-term options and questions to ask.
Read guide →Practical guideSale-leaseback explained
Learn how an equipment sale-leaseback works, what assets may qualify and what Canadian businesses should review before proceeding.
Read guide →Practical guideFinancing checklist
Prepare an equipment-financing request with the asset, seller, business, ownership and timing details Canadian commercial lenders commonly need.
Read guide →Practical guideLeasing and tax considerations
Understand common Canadian equipment-leasing tax, GST/HST and accounting questions to discuss with a qualified accountant before signing.
Read guide →Practical guideUsed-equipment buyer’s guide
A practical Canadian guide to condition, market value, seller verification, liens, inspection and documentation when financing used equipment.
Read guide →Practical guideWhy Merrit Capital
Learn how Merrit Capital approaches commercial equipment financing for Canadian businesses, vendors and complex transactions.
Read guide →Practical guideWhy lease equipment?
Explore when commercial equipment leasing may support cash flow, useful-life matching and planned equipment replacement.
Read guide →Need an answer about a live transaction?
Tell Merrit Capital what you are buying, the approximate amount, the seller and the timing. We will explain the next information needed—without promising an outcome before the transaction is reviewed.