Start with the equipment
Specifications, condition, seller, price and business use shape the transaction from the beginning.
About Merrit Capital
Equipment financing expertise for Canadian businesses
Merrit Capital Corporation has helped Canadian businesses finance equipment since 2010. We focus on the asset, seller, business use and documentation required to move a commercial purchase from conversation to funding.
Our approach
Clear information. Realistic expectations. Follow-through.
Good equipment financing starts with understanding how an asset earns revenue. Merrit brings the equipment, seller, business and funding requirements into one clear conversation.
Set realistic expectations
Understand the proposed payments, documentation, lender conditions and next steps before moving forward.
Stay involved through closing
Invoices, liens, ownership, insurance, signatures and delivery still matter after credit approval.
Merrit Capital Corporation
Canadian equipment financing since 2010
Merrit Capital works with Canadian contractors, owner-operators, growing businesses, fleet operators, equipment vendors and professional practices. Equipment leasing is our core business, alongside conditional sales contracts, sale-leasebacks, working capital financing and accounts receivable factoring.
Equipment knowledge that fits your work
Our specialties include landscaping, snow removal, towing, dump trucks, site preparation and road building, drilling, mining, forestry, dental and medical equipment. We consider a broad range of new and used revenue-generating assets, including purchases from dealers, auctions and eligible private sellers.
For a used truck, that means understanding kilometres, condition, body configuration and seller documentation. For a contractor’s equipment package, it means identifying the machines, attachments, delivery timing and work they will support. For a practice, it means clarifying the equipment, supplier and installation costs.
One Canadian service area
We serve businesses across Canada through a remote process, including Ontario, the Atlantic provinces, Manitoba, Saskatchewan, Alberta, British Columbia, Quebec, Yukon, Northwest Territories and Nunavut. Merrit does not offer financing to businesses in the United States.
From first request through closing
Merrit organizes the request for lender review, explains additional information requirements, and coordinates documentation for approved transactions. Approval, pricing and terms depend on the business, equipment and lender. Speak with your own professional advisers about tax, accounting and legal considerations.
Compare financing services or contact Merrit Capital with the equipment, seller, approximate amount and timing.
Bring us the equipment transaction
Tell Merrit Capital what you are buying, the approximate amount, the seller and the timing. We will explain the financing options and information needed to move your request forward.