Start with the equipment
Specifications, condition, seller, price and business use shape the transaction from the beginning.
About Merrit Capital
Commercial equipment financing, handled like a real transaction
Merrit Capital Corporation has helped Canadian businesses finance equipment since 2010. We focus on the asset, seller, business use and documentation required to move a commercial purchase from conversation to funding.
Our approach
Clear information. Realistic expectations. Follow-through.
Premium service in equipment finance is not marble floors and vague promises. It is knowing which details matter and communicating what remains before funding.
Set realistic expectations
No approval promises, invented rates or mystery timelines—only the decision and conditions that actually exist.
Stay involved through closing
Invoices, liens, ownership, insurance, signatures and delivery still matter after credit approval.
Who Merrit Capital serves
Canadian businesses buying revenue-producing assets
Merrit Capital works with established companies, growing businesses, owner-operators, contractors, fleet operators, manufacturers, professional practices, equipment vendors and other commercial buyers. The company serves clients across Canada through a remote process and does not represent a physical office in every market.
Transactions are assessed individually
A strong asset does not overcome a weak credit request, and a strong business cannot make every asset financeable. Merrit Capital considers the complete transaction and seeks lender options where the borrower, equipment, seller and structure align.
What Merrit Capital does not do
Merrit Capital does not provide mechanical inspections, equipment warranties, tax advice, legal advice, accounting advice or promised financing outcomes. Borrowers remain responsible for independent diligence and professional advice.
Bring us the equipment transaction
Tell Merrit Capital what you are buying, the approximate amount, the seller and the timing. We will explain the next information needed—without promising an outcome before the transaction is reviewed.