Commercial equipment financing across Canada

Trailer financing

Commercial trailer financing for the load you carry

The right trailer determines what a truck can safely and profitably move. Merrit Capital finances new and used commercial trailers for transportation, construction, agriculture, waste, landscaping and specialized hauling businesses across Canada.

New & used assetsCommercial business useDealer & eligible private sales
Commercial flatbed, lowboy and enclosed trailers in a fleet yard

Equipment included

Commercial trailers Merrit Capital may consider

Availability depends on the borrower, asset, seller, price and lender. Related attachments and upfits should be itemized on the quote.

  • Dry vans
  • Refrigerated trailers
  • Flatbeds and step decks
  • Lowboys and equipment floats
  • Dump and walking-floor trailers
  • Tank and specialty trailers
  • Landscape and enclosed trailers
  • Agricultural and grain trailers
  • Roll-off and container trailers

Configuration, age and condition define the market

Trailer type, axles, dimensions, material, refrigeration hours, deck or floor condition, corrosion and specialized equipment all affect value. A clear specification sheet and recent photos are especially useful for private sales.

Asset acceptance is not an inspection. Buyers remain responsible for condition, suitability, compliance and independent professional advice.

Common purchase scenarios

How the equipment can fit the business

Add a specialized freight type

Acquire the configuration required for freight the current fleet cannot carry.

Match a new tractor

Package a trailer with the power unit when both support the same operating plan.

Replace an aging trailer

Improve reliability, payload or compliance before maintenance limits utilization.

Before applying

Details to gather for commercial trailers

  • Trailer type and dimensions
  • Axles, suspension and brakes
  • Deck, floor, body or tank condition
  • Reefer hours and service history
  • Freight or equipment carried
  • Seller and market value

Frequently asked questions

Financing FAQ for commercial trailers

Can used commercial trailers be financed?

Yes, subject to age, condition, value, seller and credit review.

Can a lowboy or equipment float be financed?

Commercial equipment trailers may be considered, including specialized configurations.

Can a reefer unit be included?

A completed refrigerated trailer is generally assessed as one asset, including the refrigeration unit.

Can small business trailers qualify?

Commercial-use landscape, dump or enclosed trailers may qualify when the transaction size and overall request fit lender guidelines.

Can private-sale trailers be financed?

Possibly, with ownership, lien, serial-number, condition and value verification.

Financing commercial trailers?

Tell Merrit Capital what you are buying, the approximate amount, the seller and the timing. We will explain the next information needed—without promising an outcome before the transaction is reviewed.