Equipment commonly financed
Assets used in landscaping
Examples include the equipment below. Eligibility depends on commercial use, transaction size, condition, seller and lender requirements.
- Commercial zero-turn and stand-on mowers
- Compact track loaders and skid steers
- Mini excavators and trenchers
- Work trucks and dump bodies
- Landscape and dump trailers
- Snowplows, salters and sweepers
- Aerators, seeders and turf equipment
- Stump grinders and wood chippers
- Attachments and seasonal packages
Seasonality is part of the conversation
A lender may look at annual results, current contracts and the full service calendar rather than one quiet month in isolation. Clear information about recurring maintenance work, snow contracts and booked projects helps explain how the equipment will earn.
New and used equipment can both be considered. For used mowers and compact machines, hour readings, condition and dealer or seller documentation matter. If several assets are being purchased together, an itemized quote helps identify what can be financed as one package.
Qualification is transaction-specific. Merrit Capital does not promise approval, rates, down payment, term or funding time before a lender has reviewed the borrower, asset and documents.