Commercial equipment financing across Canada

Applications & process

Start with the equipment transaction

The fastest useful first step is a clear summary of what the business is buying, who is selling it, how much it costs and when delivery is required.

Commercial equipment transaction ready for financing review

Preferred starting point

Use the online request for initial details

Share the commercial transaction without sending highly sensitive personal data in ordinary email. Merrit Capital will identify the next secure documentation step where required.

01

Equipment

Quote, make, model, year, price, seller and delivery date.

02

Business

Legal name, ownership, time in business and intended use.

03

Review

Additional credit, financial and asset information is requested as needed.

04

Decision & close

Lender conditions, final documents and funding requirements are coordinated.

Existing PDF applications

Downloadable forms remain available

These files are preserved at their existing URLs. Contact Merrit Capital for appropriate submission instructions before sending completed forms containing sensitive personal information.

Business application

Corporate credit application

For incorporated commercial borrowers. Review the form carefully and confirm the submission process.

Download corporate PDF
Individual application

Personal credit application

Contains fields for sensitive personal information. Do not return a completed form by ordinary email without instructions.

Download personal PDF
Privacy reminder: email can be inappropriate for SIN, date of birth and detailed personal financial information. Contact Merrit Capital for the current secure submission method.

Application questions

Before you submit

What is the preferred way to start?

Use the secure online request to provide the equipment, business and contact details needed for an initial review.

Are PDF credit applications still available?

Yes. The existing personal and corporate PDF URLs remain available for compatibility.

Should I email a SIN or other highly sensitive personal information?

Do not send highly sensitive personal information by ordinary email unless Merrit Capital has provided appropriate submission instructions for the transaction.

What happens after the first request?

Merrit Capital reviews the equipment, seller, business and timing, then identifies the additional credit and documentation information required.

Does submitting an application guarantee approval?

No. Submission starts the review; all transactions remain subject to lender approval and documentation.

Ready to start the application?

Tell Merrit Capital what you are buying, the approximate amount, the seller and the timing. We will explain the next information needed—without promising an outcome before the transaction is reviewed.