Vendor & dealer financing support
Selling equipment is hard enough—financing shouldn’t be the thing that slows delivery. Merrit Capital works with vendors and equipment dealers to help customers get approved and funded with clean documentation and clear communication.
How the vendor process works
Simple, predictable steps that help customers get to funded and delivered.
Share the deal basics
Customer name, equipment details, price, and delivery timeline.
We align structure & lender
We match the deal to the best-fit structure and lender expectations.
Documents & funding
We coordinate documents and funding so delivery stays on schedule.
Want to become a vendor partner?
Connect and we’ll walk you through how submissions and updates work.
What helps vendor-originated deals close faster
The cleanest vendor submissions usually answer these questions before credit has to ask them a second time.
A complete equipment quote
Include make, model, year, serial/VIN when available, body or attachment details, and whether the unit is stock, incoming, or still being completed.
Buyer context and timing
Who is buying, how the equipment will be used, and when delivery needs to happen. Those basics help us choose a structure that can actually fund.
Used-unit or private-sale provenance
If the equipment is used, private sale, or auction-related, clean seller information and ownership trail matter early.
Approval checklist
Use this before sending a deal in so documents do not bounce around later.
Checklist →Used equipment guide
Helpful when the unit is not new or the seller is not a standard dealer.
Used equipment →Credit applications
Need the forms? Download them here instead of digging through email threads.
Applications →Need a cleaner handoff from quote to funded deal?
Send the basics early and we will tell you what matters next before documentation starts to fragment.
Exact equipment pages vendors can send buyers to
When a customer knows the asset but is still early in the buying cycle, these pages answer the first commercial questions without forcing a full application too soon.
Tow truck financing
Rollbacks, wreckers, flatbeds, and towing support equipment.
Tow trucks →Dump truck financing
Vocational dump trucks, gravel trucks, and site-support units.
Dump trucks →Semi truck financing
Day cabs, sleepers, replacement trucks, and fleet growth.
Semi trucks →Trailer financing
Dry vans, reefers, flatbeds, lowboys, and specialty trailers.
Trailers →Heavy equipment financing
Dozers, loaders, graders, and mixed heavy-equipment fleets.
Heavy equipment →Excavator financing
Mini excavators, full-size machines, and attachment packages.
Excavators →Skid steer financing
Skid steers, compact track loaders, and attachments.
Skid steers →Work truck financing
Service trucks, utility trucks, work vans, and contractor vehicles.
Work trucks →Vendor financing FAQ
What is vendor / dealer financing support?
It’s a financing option you can offer your customers at the point of sale. You send us the quote and customer basics, and we help structure the deal and manage the financing process.
How do I submit a deal as a vendor partner?
Use Connect to send the equipment quote and buyer details. We’ll confirm next steps and what documentation (if any) is needed.
Do you finance used equipment, private sales, and auctions?
Often, yes. Used units and time‑sensitive transactions can be financeable when the paperwork is clean and the asset details are clear.
Will my customer have to “start over” with paperwork?
We try to keep it simple. We’ll only ask for what the lender needs, and we’ll guide the buyer through the fastest path to approval.
Can you support multi‑unit or fleet purchases?
Yes—single assets, multiple units, and fleet growth requests are all possible depending on the profile and equipment mix.