Credit applications
Prefer paperwork? No problem. Download our credit application forms below. If you’d rather start lighter, use our online intake form and we’ll tell you if a full application is required for your deal.
Where to send completed applications
Send completed forms and supporting documents by email, and we’ll confirm receipt.
Credit email
Email completed forms and supporting documents. We’ll confirm receipt.
Online intake
Not sure if a full application is required? Start here and we’ll guide you.
Not sure which form you need?
Start a request and we’ll guide you to the right next step.
Before you send a full application
A full PDF is not always the first move. These pages help you decide what to send, what paperwork matters, and whether a lighter intake is enough to start.
Approval checklist
The shortest useful list of details to gather before you apply.
Checklist →Used equipment guide
Helpful when the asset is used, privately purchased, or heading to auction.
Used equipment →Services overview
See the main structures Merrit Capital supports before you complete forms.
Services →Vendor support
Useful when the equipment is coming through a dealer or vendor partner.
Vendor page →Common equipment pages to review before sending a full application
A full PDF is not always the first move. These exact asset pages help buyers understand the transaction before the paperwork gets heavier.
Tow truck financing
Rollbacks, wreckers, flatbeds, and towing support equipment.
Tow trucks →Dump truck financing
Vocational dump trucks, gravel trucks, and site-support units.
Dump trucks →Semi truck financing
Day cabs, sleepers, replacement trucks, and fleet growth.
Semi trucks →Trailer financing
Dry vans, reefers, flatbeds, lowboys, and specialty trailers.
Trailers →Heavy equipment financing
Dozers, loaders, graders, and mixed heavy-equipment fleets.
Heavy equipment →Excavator financing
Mini excavators, full-size machines, and attachment packages.
Excavators →Skid steer financing
Skid steers, compact track loaders, and attachments.
Skid steers →Work truck financing
Service trucks, utility trucks, work vans, and contractor vehicles.
Work trucks →Credit application FAQ
Which credit application should I use?
Use the corporate application for incorporated businesses. Use the personal application when personal information is required for the request. If you’re unsure, start a request and we’ll direct you.
Can I start without completing a full credit application?
Often, yes. For many requests we can begin with equipment details, pricing, seller info, and basic business context. A full application may be required depending on the lender and deal structure.
Where do I send completed applications?
Email completed forms to credit@merritcapital.ca, or submit details through Connect.
What else will you typically ask for?
It depends on the deal. Common items include an equipment quote/invoice, a description of how the asset will be used, and basic business information. We’ll tell you exactly what’s needed (and what’s not).
How should I share sensitive information?
Use the application PDFs and send them directly to our credit email. If you have security requirements for your organization, tell us and we’ll align on the safest method.