Landscaping equipment financing that fits how you work
Landscaping is a gear‑driven business: trailers, mowers, compact loaders, snow gear, attachments—everything has to show up and earn. Merrit Capital helps owner‑operators and small to mid‑sized landscaping companies across Canada finance equipment without slowing down growth.
Landscaping equipment we commonly finance
Examples below. If your exact asset isn’t listed, send it in—if it generates revenue, there’s often a path.
Trucks & trailers
Work trucks, dump bodies, landscape trailers, enclosed trailers, and fleet expansions.
Compact equipment
Skid steers, compact track loaders, mini excavators, compact tractors, and attachments.
Mowers & turf
Zero‑turn and stand‑on mowers, aerators, seeders, sprayers, and turf care assets.
How to get approved faster
Most delays happen when key details are missing. Here’s the fast path.
Send the equipment details
Make/model/year, price, and where you’re buying it (dealer, private, auction). If there’s an attachment package, include it.
Share the business context
How long you’ve been operating, where you work, and what the equipment will be used for. (Short and practical—no essay required.)
We match the structure
We’ll recommend a lease or finance structure that fits your cash flow, tax goals, and the asset—then coordinate approvals and docs.
Want a simple checklist you can forward to your bookkeeper?
Use our approval checklist to avoid “one‑more‑document” loops.
Landscaping equipment financing FAQ
Do you finance used landscaping equipment?
Yes. Used equipment is common in landscaping. The key is clean documentation (bill of sale / invoice) and clear equipment details.
Can you finance multiple pieces of equipment at once?
Often, yes. If you’re buying a package (for example, truck + trailer + mower set), include all items and pricing so we can structure it properly.
Do you work with single owner‑operators?
Yes—owner‑operators are a core fit. We’ll look at the full picture (time in business, cash flow, the asset, and the transaction).
Can payments be structured around seasonality?
Sometimes. Options depend on the lender, the asset, and the overall deal. If seasonality matters, mention it up front and we’ll explore what’s realistic.
What terms are typical?
Terms vary by asset and approval profile. Many equipment requests are structured in the 24–84 month range, depending on the equipment type and lender guidelines.