Tow truck financing that keeps your trucks on the road
Towing is an uptime business. When a truck is down, the phone still rings—but the revenue doesn’t show up. Merrit Capital helps Canadian towing operators finance rollbacks, wreckers, and support equipment with fast, practical approvals.
We work best with owner‑operators and small fleets—the businesses that need clear answers, clean documentation, and a funding process that doesn’t drag on.
Towing equipment we commonly finance
Whether you’re replacing a truck or adding capacity, we keep the process clean and fast.
Rollbacks & flatbeds
Carriers, slide beds, and rollback packages built for daily dispatch work.
Wreckers & integrated
Light/medium/heavy wreckers, integrated units, and specialty builds.
Support equipment
Dollies, winches, wheel lifts, LCG decks, and other gear (depending on lender guidelines).
How towing deals get approved faster
We focus on the asset, the transaction, and the operating story—so funding doesn’t stall at the finish line.
Send the equipment details
Year/make/model, price, where you’re buying, and body/spec details. VIN/serial helps.
Share how the truck will be used
Local, highway, collision, heavy towing—plus time in business and whether this is a replacement or expansion.
We structure the best fit
We match the right lender and structure, then coordinate docs so you can take delivery and get back to work.
Not sure if your build qualifies?
Send the specs and your timeline. We’ll tell you the most realistic path—and what to do next.
Tow truck financing FAQ
Do you finance used tow trucks?
Yes. Used units are common. Clean documentation and clear equipment details make approvals smoother.
Can you finance an upfit or body installation?
Sometimes. If the transaction includes a chassis plus an upfit/body, include itemized invoices and timelines so we can structure it properly.
Can you finance multiple trucks?
Often, yes—especially for small fleet expansions. Send all units and pricing so we can review as one request.
Do you work with newer towing companies?
Sometimes. Each deal depends on the asset, the transaction, and the overall profile. If you’re newer, send the basics and we’ll advise realistically.
What terms are typical?
Terms vary by asset and approval profile. Many deals land in the 24–84 month range depending on lender guidelines and equipment type.