Equipment financing & leasing—by region
Merrit Capital supports commercial equipment financing for Canadian businesses with active coverage in British Columbia, Saskatchewan, Manitoba, and Ontario. Our process is remote, lender‑ready, and built for real‑world timelines—dealer purchases, private sales, and auctions.
Choose your region
Start with the province page, then drill down into Ontario sub‑regions if needed.
British Columbia
Equipment financing for BC businesses—construction, transportation, trades, towing, landscaping, and more.
Explore →Saskatchewan
Fast, documentation‑clean equipment financing for Saskatchewan owner‑operators, contractors, and growing teams.
Explore →Manitoba
Financing for revenue‑producing equipment across Manitoba—new, used, private sale, and auction purchases.
Explore →Ontario
Headquartered in Hamilton and serving Ontario‑wide. Browse sub‑regions for Northern, Central, Southwestern, and Eastern/Southeastern Ontario.
Explore →Not sure which page fits?
Send the basics (equipment + price + seller + timeline). We’ll point you to the fastest realistic path.
Ontario sub‑regions
If you’re searching by area (or you want to talk about local vendors), these pages help.
Northern Ontario
Serving Sudbury, Thunder Bay, Sault Ste. Marie, Timmins, North Bay, and surrounding communities.
Explore →Central Ontario
Serving the GTA, Hamilton/Niagara, Barrie/Simcoe, and the cottage‑country corridor.
Explore →Southwestern Ontario
Serving London, Windsor, Kitchener‑Waterloo, Guelph, Sarnia, Chatham‑Kent, and nearby areas.
Explore →Eastern & Southeastern Ontario
Serving Ottawa, Kingston, Belleville, Cornwall, Brockville, the 401 corridor, and the surrounding region.
Explore →Leasing basics (and the questions people Google)
A few quick guides to help you choose a structure and avoid approval delays.
Why lease equipment?
Cash flow benefits, flexibility, and when leasing is the smart move.
Explore →Equipment leasing tax benefits
High‑level tax concepts: deductions, CCA timing, and sales tax timing (educational).
Explore →Used equipment financing
Documentation tips for used assets, private sales, and auctions—so deals fund cleanly.
Explore →Still comparing lease vs. finance?
This guide breaks it down without jargon (ownership goals, cash flow, end‑of‑term options).
Helpful next steps after the right region page
Once you find the location page that fits, these are the pages that usually move the deal forward: paperwork help, services, vendor coordination, and applications.
Equipment financing services
See the main structures Merrit Capital supports across Canada.
Services →Approval checklist
What to gather before you send a request.
Checklist →Vendor support
Helpful when the equipment is being sourced through a dealer or seller.
Vendor page →Credit applications
Need the forms? Start here instead of hunting through email.
Applications →Popular equipment pages to use with the right region
The region pages explain where the deal lives. These exact asset pages explain what is actually being financed.
Tow truck financing
Rollbacks, wreckers, flatbeds, and towing support equipment.
Tow trucks →Dump truck financing
Vocational dump trucks, gravel trucks, and site-support units.
Dump trucks →Semi truck financing
Day cabs, sleepers, replacement trucks, and fleet growth.
Semi trucks →Trailer financing
Dry vans, reefers, flatbeds, lowboys, and specialty trailers.
Trailers →Heavy equipment financing
Dozers, loaders, graders, and mixed heavy-equipment fleets.
Heavy equipment →Excavator financing
Mini excavators, full-size machines, and attachment packages.
Excavators →Skid steer financing
Skid steers, compact track loaders, and attachments.
Skid steers →Work truck financing
Service trucks, utility trucks, work vans, and contractor vehicles.
Work trucks →Locations FAQ
Do you only work in these provinces?
These pages cover our active regions (BC, Saskatchewan, Manitoba, and Ontario). If you’re elsewhere in Canada, connect with us and we’ll confirm the best path for your request.
Can you finance used equipment, private sales, or auctions?
Yes. The most important part is clean documentation—equipment details, serial numbers (when available), seller information, and a clear trail of funds.
What do you need to start?
Often just the equipment details, purchase price, seller type, and your timeline. Our approval checklist shows what helps approvals move quickly.
How fast can you get an approval?
Many requests can be reviewed quickly once the basics are in, but timelines vary by asset, documentation, and lender.
Are equipment lease payments tax deductible?
Often, lease payments may be treated as a business expense when equipment is used to earn income, but details vary by structure and situation. See our tax benefits guide and confirm with your accountant.
Why choose Merrit Capital?
We focus on customer service and execution—clear communication, lender fit, and clean documentation support (especially for used equipment and private sales). Learn more: Why choose Merrit Capital.