Equipment financing resources
Short, practical guides designed for busy Canadian operators and business owners. Use these to understand your options and keep your request moving fast.
Guides & checklists
Start here. Leasing, taxes, documentation, and practical next steps—built for busy operators.
Lease vs. finance
How structures work, ownership, and end‑of‑term options in plain English.
Read →Sale‑leaseback, explained
Unlock liquidity from owned equipment while keeping it working.
Read →Approval checklist
What to gather before you apply so your deal moves faster.
Read →Why lease equipment?
Cash flow benefits, flexibility, and when leasing is the smart move.
Read →Equipment leasing tax benefits
How leasing can affect deductions, CCA timing, and sales tax timing (educational).
Read →Used equipment financing
Documentation tips for used assets, private sales, and auctions—so approvals move faster.
Read →Why choose Merrit Capital
What service‑first equipment financing looks like in the real world.
Read →Industry pages
Fast, practical pages built for owner‑operators and small to mid‑sized businesses—landscaping, construction/site work, vocational trucks, trades, transportation, and towing.
Landscaping equipment
Seasonal‑friendly financing for mowers, compact equipment, trucks, trailers, and attachments.
Explore →Construction & earthmoving
Excavators, dozers, skid steers, attachments, and site‑prep assets—with clean approval paths.
Explore →Vocational trucks
Dump trucks, roll‑off, hooklift, and specialty builds for owner‑operators and small fleets.
Explore →Trades & field services
Service vehicles, tools, and equipment for contractors and field operations.
Explore →Transportation
Highway tractors, trailers, and fleet expansions—built for owner‑operators and small fleets.
Explore →Towing
Wreckers, rollbacks, and support equipment—financing built for uptime.
Explore →Commercial equipment pages to pair with the guides
The resources explain the paperwork and structures. These pages connect that advice to the exact assets people are trying to finance.
Equipment by asset type
Browse the exact equipment pages Merrit Capital now supports.
Equipment hub →Tow truck financing
Rollbacks, wreckers, flatbeds, and towing support equipment.
Tow trucks →Dump truck financing
Vocational dump trucks, gravel trucks, and site-support units.
Dump trucks →Semi truck financing
Day cabs, sleepers, replacement trucks, and fleet growth.
Semi trucks →Excavator financing
Mini excavators, full-size machines, and attachment packages.
Excavators →Work truck financing
Service trucks, utility trucks, work vans, and contractor vehicles.
Work trucks →Use the guides with the right regional page
The resource library covers structure and paperwork. The regional pages add local equipment context and stronger paths to the next relevant page.
Ontario
Province-wide equipment financing plus Ontario sub-region pages.
Ontario →British Columbia
BC financing context for construction, transport, and field-service equipment.
British Columbia →Saskatchewan
Regional context for vocational, field-service, and seasonal equipment requests.
Saskatchewan →Manitoba
Transport, construction, industrial support, and seasonal equipment coverage.
Manitoba →Vendor support
Helpful when a dealer or vendor is part of the transaction.
Vendor page →Credit applications
Need forms instead of another article? Start here.
Applications →